* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

img {
  max-width: 100%;
}

a,
a:hover,
a:focus,
a:visited,
a:active {
  text-decoration: none;
}

p,
ul,
li {
  padding: 0;
  margin: 0;
  
}

body {
  font-family: "Roboto", sans-serif;
    overflow-x: hidden;
}

header{
          background: #11489a;
}

#myHeader {
  padding: 20px 0;
  background: #11489a;
}

.header-top {
  background-color: #062c4d;
  padding: 10px 0;
}

.header-top-actions {
  display: flex;
  justify-content: flex-end;
  align-items: center;
  gap: 14px;
}

.htop-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 22px;
  border-radius: 30px;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: .2px;
  transition: .35s;
  border: 1px solid transparent;
  box-shadow: 0 3px 10px rgba(0, 0, 0, 0.18);
}

.htop-btn i {
  font-size: 12px;
}

.htop-btn-gold {
  background: linear-gradient(135deg, #d9b565, #b8892f);
  color: #062c4d;
}

.htop-btn-gold:hover {
  background: linear-gradient(135deg, #a3812f, #8a6c25);
  color: #ffffff;
}

.htop-btn-outline {
  background-color: rgba(255, 255, 255, 0.06);
  border-color: rgba(255, 255, 255, 0.65);
  color: #ffffff;
}

.htop-btn-outline:hover {
  background-color: #ffffff;
  color: #062c4d;
}

.htop-btn-solid {
  background-color: #ffffff;
  color: #0a4273;
}

.htop-btn-solid:hover {
  background-color: #25d366;
  color: #ffffff;
}

/* header */
/* header {
  position: absolute;
  left: 0;
  right: 0;
  top: 0;
  z-index: 99;
} */

header .headermn .navbar .navbar-brand {
  width: 15%;
}

header .nav-link {
  color: #fff;
  font-size: 16px;
  font-weight: 600;
  transition: .5s;
  position: relative;
  padding: 0px 0px !important;
  font-family: "Roboto", sans-serif;
}

header .nav-link::after {
  content: '';
  background-color: #fef101;
  width: 0%;
  height: 2px;
  position: absolute;
  bottom: -5px;
  left: 0;
  transition: .5s;
}

header .nav-link:hover::after {
  width: 100%;
}

header .nav-link:hover,
header .nav-link:focus {
  color: #fef101;
}

header .navbar-nav {
  gap: 45px;
}

header .navbar-toggler {
  border: none;
  color: #0a4273;
  font-size: 28px;
  border-radius: 0;
}

header .navbar-toggler:focus {
  box-shadow: none;
}

header .offcanvas-title img {
  width: 34%;
}

header .navbar-nav {
  position: relative;
  align-items: center;
}

.sticky {
  left: 0;
  right: 0;
  z-index: 999;
  position: fixed !important;
  top: 0px;
  animation: slideDown .5s ease-out;
  background-color: #11489a;
  box-shadow: 0 0 10px #00000021;
      padding: 20px 0;
}

.sticky .headermn .navbar .navbar-brand {
  width: 15%;
}

@keyframes slideDown {
  from {
    transform: translateY(-100%);
  }

  to {
    transform: translateY(10);
  }
}

header .navbar .whatsapp li a {
  display: inline-block;
  padding: 10px 20px;
  background-color: #fff;
  color: #11489a;
  border-radius: 3px;
  transition: .5s;
  border-radius: 30px;
  position: relative;
  transition: .5s;
  z-index: 1;
}

header .navbar .whatsapp li a:hover{background-color: transparent; color: #fff !important; border: 1px solid #fff;}

/* header .navbar .whatsapp li a::before {
  position: absolute;
  content: '';
  top: 0px;
  left: 0px;
  width: 0px;
  height: 100%;
  transition: .5s;
  background-color: #0a4273;
  z-index: -1;
}

header .navbar .whatsapp li a:hover:before {
  width: 100%;
}

header .navbar .whatsapp li a:hover {
  color: #ffffff;
} */

/* about */

#about {
  --navy: #0a4273;
  --navy-dark: #062c4d;
  --gold: #c8a24d;
  --gold-dark: #a3812f;
  padding: 50px 0px;
  background-color: #ffffff;
}

#about .row {
  row-gap: 45px;
  align-items: stretch;
}

#about .about-img-wrap {
  position: relative;
  height: 100%;
}

#about .about-img-wrap::before {
  content: '';
  position: absolute;
  top: -20px;
  left: -20px;
  width: 100%;
  height: 100%;
  border: 2px solid var(--gold);
  border-radius: 20px;
  z-index: 0;
}

#about .imgs {
  position: relative;
  z-index: 1;
  overflow: hidden;
  border-radius: 20px;
  box-shadow: 0 20px 50px rgba(10, 66, 115, 0.14);
  border: 1px solid rgba(10, 66, 115, 0.08);
  height: 100%;
}

#about .imgs img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform .6s ease;
}

#about .imgs:hover img {
  transform: scale(1.06);
}

#about .content .eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-size: 17px;
  font-weight: 700;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--gold-dark);
  margin-bottom: 16px;
}

#about .content .eyebrow::before {
  content: '';
  width: 28px;
  height: 1px;
  background-color: var(--gold);
}

#about .content h2 {
  font-family: "Roboto", sans-serif;
  font-size: 36px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 22px;
  line-height: 1.3;
}

#about .content h2 span {
  color: var(--gold-dark);
}

#about .content .text {
  font-size: 14.5px;
  color: #5c6b7a;
  line-height: 1.85;
  text-align: left;
  margin-bottom: 16px;
}

#about .content .text:last-of-type {
  margin-bottom: 0;
}

#about .founder-tag {
  display: flex;
  align-items: center;
  gap: 18px;
  margin-top: 30px;
  padding: 20px 24px;
  border-radius: 16px;
  background-color: #f7f6f2;
  border: 1px solid rgba(200, 162, 77, 0.3);
}

#about .founder-avatar-sm {
  flex-shrink: 0;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  object-fit: cover;
  object-position: top;
  box-shadow: 0 10px 20px rgba(10, 66, 115, 0.3);
}

#about .founder-tag h4 {
  font-family: "Roboto", sans-serif;
  font-size: 18px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 3px;
  display: flex;
  align-items: center;
  gap: 7px;
}

#about .founder-tag h4 i {
  color: var(--gold-dark);
  font-size: 14px;
}

#about .founder-tag span {
  font-size: 12.5px;
  color: #8a97a5;
  letter-spacing: .3px;
}


/* footer */

footer .footertop {
  background-color: #f8f9fa;
  padding: 70px 0px 20px;
}

footer .row {
  row-gap: 25px;
}

footer .footertop h3{font-size: 20px; margin-bottom: 15px;}

footer .footertop .about img {
  width: 111px;
}

footer .footertop .schedule-btn a{
display: inline-block;
  padding: 10px 20px;
  background-color: #0a4273;
  color: #ffffff;
  border-radius: 3px;
  transition: .5s;
  border-radius: 30px;
  border: 1px solid #0a4273;
  position: relative;
  transition: .5s;
  z-index: 1;
  margin:18px 0px 5px;
}

header .navbar .whatsapp li a:hover{background-color: transparent; color: #0a4273;}

footer .footertop .about p {
  color: #000;
  font-size: 14px;
  width:77%;
  margin-top: 20px;
}

footer .footertop ul {
  list-style: none;
}

footer .footertop ul li {
  color: #000;
  font-size: 14px;
  margin-top: 10px;
}

footer .footertop ul li a {
  color: #000;
  font-size: 14px;
  transition: .5s;
  display: inline-block;
  border-bottom: 1px solid transparent;
}

footer .footertop ul li a:hover {
  color: #0a4273;
}

footer .footertop .addres li {
  margin-bottom: 20px;
}

footer .footertop .addres li i {
  color: #0a4273;
  font-size: 22px;
}

footer .footerboo ul {
  display: flex;
  justify-content: space-between;
  margin: 0;
  border-top: 1px solid #0a4273;
  padding-top: 20px;
}

footer .footerboo {
  background-color: #f8f9fa;
  padding: 20px;
}

footer .footerboo .soical li:first-child {
  color: #0a4273;
  text-align: center;
}

footer .footerboo .soical li:first-child a {
  color: #fff;
  font-size: 16px;
  display: inline-block;
  width: 35px;
  height: 35px;
  line-height: 35px;
  background-color: #0a4273;
  border-radius: 50%;
  transition: .5s;
}

footer .footerboo .soical li:first-child a:hover {
  background-color: #000;
}

footer .footerboo ul li img {
  width: 195px;
  background-color: #0a4273;
  padding: 0px 10px 8px;
  border-radius: 100px;
}

footer .footer-disclosure {
  background-color: #062c4d;
  padding: 30px 0px;
  border-top: 3px solid #c8a24d;
  text-align: center;
}

footer .footer-disclosure h4 {
  color: #c8a24d;
  font-size: 15px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 14px;
}

footer .footer-disclosure p {
  color: rgba(255, 255, 255, 0.75);
  font-size: 12.5px;
  line-height: 1.8;
  margin-bottom: 10px;
}

footer .footer-disclosure p:last-of-type {
  margin-bottom: 0;
}

footer .footer-disclosure .disclosure-reg {
  margin-top: 18px;
  padding-top: 16px;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
  color: #ffffff;
  font-size: 12.5px;
  font-weight: 600;
}

/* quickcontact */

/*.quickcontact {*/
/*  width: 45px;*/
/*  position: absolute;*/
/*  top: 77%;*/
/*  right: 15px;*/
/*  z-index: 102;*/
/*}*/

.quickcontact-1 li{margin-bottom: 15px;}
.quickcontact-1 li .call-1{right: -20px; top: 43%; position: fixed; display: inline-block; padding: 10px; width: 85px; background-color: #0a4273; border-radius: 30px 0px 0px 30px; transition: .5s; z-index: 102;}
.quickcontact-1 li .call-1 i{height: 30px; display: inline-block; width: 30px; border-radius: 50px; background-color: #fff; color: #000; text-align: center; line-height: 30px;}
.quickcontact-1 li .call-1.call-2{top: 53%;}
/* .quickcontact-1 li img{width:25px;} */
.quickcontact-1 li:hover .call-1{right: 0px;}


/* modal */

.modal .form-control {
  border-radius: 0px;
  border: none;
  box-shadow: none;
  background-color: #f1f1f1;
}

.modal .form-control:focus {
  border-color: #000;
}

.modal .submit {
  background-color: #0a4273;
  color: #fff;
  font-weight: 500px;
  padding: 10px;
  border: 0;
  transition: .5;
}

.modal .submit:hover {
  background-color: #000;
}


/* services */

#services {
  --navy: #0a4273;
  --navy-dark: #062c4d;
  --gold: #c8a24d;
  --gold-dark: #a3812f;
  position: relative;
  overflow: hidden;
  padding: 50px 0px 110px;
  background-color: #ffffff;
}

#services::before {
  content: '';
  position: absolute;
  top: -130px;
  right: -130px;
  width: 340px;
  height: 340px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(200, 162, 77, 0.10), transparent 70%);
  pointer-events: none;
}

#services::after {
  content: '';
  position: absolute;
  bottom: -160px;
  left: -160px;
  width: 400px;
  height: 400px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(10, 66, 115, 0.07), transparent 70%);
  pointer-events: none;
}

#services .container {
  position: relative;
  z-index: 1;
}

.services-heading {
  max-width: 700px;
  margin: 0 auto 60px;
  text-align: center;
}

.services-heading .eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--gold-dark);
  margin-bottom: 18px;
}

.services-heading .eyebrow::before,
.services-heading .eyebrow::after {
  content: '';
  width: 28px;
  height: 1px;
  background-color: var(--gold);
}

.services-heading h2 {
  font-family: "Roboto", sans-serif;
  font-size: 42px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 16px;
  line-height: 1.25;
}

.services-heading h2 span {
  color: var(--gold-dark);
}

.services-heading p {
  font-size: 15px;
  color: #5c6b7a;
  line-height: 1.8;
}

.service-filter-tabs {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px;
  margin-bottom: 45px;
}

.service-filter-btn {
  border: 1px solid rgba(10, 66, 115, 0.15);
  background-color: #fff;
  color: var(--navy);
  padding: 10px 24px;
  border-radius: 30px;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  transition: .35s;
}

.service-filter-btn:hover {
  border-color: var(--gold);
  color: var(--gold-dark);
}

.service-filter-btn.active {
  background: linear-gradient(135deg, var(--navy), var(--navy-dark));
  border-color: var(--navy);
  color: #fff;
}

#services .service-card {
  position: relative;
  height: 100%;
  background-color: #fff;
  border: 1px solid rgba(10, 66, 115, 0.08);
  border-radius: 18px;
  padding: 52px 30px 36px;
  text-align: center;
  overflow: hidden;
  box-shadow: 0 10px 30px rgba(10, 66, 115, 0.06);
  transition: transform .45s cubic-bezier(.22, 1, .36, 1), box-shadow .45s ease, border-color .45s ease;
}

#services .service-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 0%;
  height: 3px;
  border-radius: 0 0 4px 4px;
  background: linear-gradient(90deg, var(--gold), var(--navy));
  transition: width .45s ease;
}

#services .service-card:hover {
  transform: translateY(-10px);
  box-shadow: 0 25px 45px rgba(10, 66, 115, 0.16);
  border-color: rgba(200, 162, 77, 0.35);
}

#services .service-card:hover::before {
  width: 100%;
}

#services .service-num {
  position: absolute;
  top: 16px;
  right: 20px;
  font-family: "Roboto", sans-serif;
  font-size: 15px;
  font-weight: 700;
  color: rgba(10, 66, 115, 0.10);
}

#services .service-icon {
  width: 92px;
  height: 92px;
  margin: 0 auto 26px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: linear-gradient(145deg, rgba(10, 66, 115, 0.07), rgba(200, 162, 77, 0.10));
  transition: background .45s ease, transform .45s ease;
}

#services .service-icon svg {
  width: 40px;
  height: 40px;
  fill: none;
  stroke: var(--navy);
  stroke-width: 1.6;
  stroke-linecap: round;
  stroke-linejoin: round;
  transition: stroke .45s ease;
}

#services .service-card:hover .service-icon {
  background: linear-gradient(145deg, var(--navy), var(--navy-dark));
  transform: scale(1.08) rotate(-4deg);
}

#services .service-card:hover .service-icon svg {
  stroke: var(--gold);
}

#services .service-card h3 {
  font-size: 21px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 14px;
  letter-spacing: .2px;
}

#services .service-card p {
  font-size: 14.5px;
  color: #6b7a89;
  line-height: 1.7;
  margin-bottom: 22px;
  min-height: 70px;
}

#services .service-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 14.5px;
  font-weight: 600;
  color: var(--navy);
  letter-spacing: .3px;
  transition: color .35s ease;
}

#services .service-link i {
  font-size: 12px;
  color: var(--gold-dark);
  transition: transform .35s ease;
}

#services .service-card:hover .service-link {
  color: var(--gold-dark);
}

#services .service-card:hover .service-link i {
  transform: translateX(5px);
}


/* partners */

#partners {
  --navy: #0a4273;
  --navy-dark: #062c4d;
  --gold: #c8a24d;
  --gold-dark: #a3812f;
  padding: 50px 0px;
  background-color: #ffffff;
  border-top: 1px solid rgba(10, 66, 115, 0.07);
}

#partners .partners-carousel {
  padding: 10px 55px 45px;
}

#partners .partner-item {
  padding: 6px 0px;
}

#partners .partner-card {
  background-color: #fff;
  border: 1px solid rgba(10, 66, 115, 0.08);
  border-radius: 16px;
  box-shadow: 0 8px 24px rgba(10, 66, 115, 0.06);
  padding: 28px 18px;
  min-height: 118px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  transition: filter .45s ease, opacity .45s ease, transform .45s cubic-bezier(.22, 1, .36, 1), box-shadow .45s ease, border-color .45s ease;
}

#partners .partner-card:hover {
  filter: grayscale(0%);
  opacity: 1;
  transform: translateY(-8px);
  box-shadow: 0 20px 38px rgba(10, 66, 115, 0.14);
  border-color: rgba(200, 162, 77, 0.35);
}

#partners .partner-mark {
  font-size: 21px;
  font-weight: 800;
  letter-spacing: .2px;
  line-height: 1.2;
  margin-bottom: 8px;
  white-space: nowrap;
}

#partners .partner-mark img {
  width: 100%;
  height: 120px;
  object-fit: contain;
  margin-bottom: 15px;
}

#partners .partner-name {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: .8px;
  text-transform: uppercase;
  color: #8a97a5;
}

#partners .owl-nav {
  position: absolute;
  top: 50%;
  left: 0;
  right: 0;
  transform: translateY(-50%);
  display: flex;
  justify-content: space-between;
  pointer-events: none;
}

#partners .partners-carousel {
  position: relative;
}

#partners .owl-nav button.owl-prev,
#partners .owl-nav button.owl-next {
  pointer-events: all;
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background-color: #fff !important;
  color: var(--navy) !important;
  border: 1px solid rgba(10, 66, 115, 0.12) !important;
  box-shadow: 0 10px 24px rgba(10, 66, 115, 0.12);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
  transition: all .35s ease;
}

#partners .owl-nav button.owl-prev {
  margin-left: -55px;
}

#partners .owl-nav button.owl-next {
  margin-right: -55px;
}

#partners .owl-nav button.owl-prev:hover,
#partners .owl-nav button.owl-next:hover {
  background: linear-gradient(135deg, var(--navy), var(--navy-dark)) !important;
  color: var(--gold) !important;
  border-color: var(--navy) !important;
}

#partners .owl-dots {
  display: flex;
  justify-content: center;
  gap: 8px;
  margin-top: 10px;
}

#partners .owl-dots .owl-dot span {
  width: 8px;
  height: 8px;
  margin: 0;
  border-radius: 50%;
  background: rgba(10, 66, 115, 0.15);
  transition: all .35s ease;
  display: block;
}

#partners .owl-dots .owl-dot.active span,
#partners .owl-dots .owl-dot:hover span {
  background: var(--gold);
  width: 22px;
}


/* why choose us */

#why-choose {
  --navy: #0a4273;
  --navy-dark: #062c4d;
  --gold: #c8a24d;
  --gold-dark: #a3812f;
  padding: 50px 0px 100px;
  background-color: #ffffff;
  border-top: 1px solid rgba(10, 66, 115, 0.07);
}

.why-card {
  position: relative;
  height: 100%;
  background-color: #fff;
  border: 1px solid rgba(10, 66, 115, 0.08);
  border-radius: 20px;
  padding: 36px 30px 32px;
  overflow: hidden;
  box-shadow: 0 10px 30px rgba(10, 66, 115, 0.06);
  transition: transform .45s cubic-bezier(.22, 1, .36, 1), box-shadow .45s ease, border-color .45s ease;
}

.why-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 24px 44px rgba(10, 66, 115, 0.15);
  border-color: rgba(200, 162, 77, 0.3);
}

.why-num {
  position: absolute;
  top: -10px;
  right: 6px;
  font-family: "Roboto", sans-serif;
  font-size: 64px;
  font-weight: 700;
  color: rgba(10, 66, 115, 0.06);
  line-height: 1;
  pointer-events: none;
}

.why-card.gold .why-num {
  color: rgba(200, 162, 77, 0.14);
}

.why-icon {
  position: relative;
  z-index: 1;
  flex-shrink: 0;
  width: 62px;
  height: 62px;
  border-radius: 16px;
  background: linear-gradient(145deg, var(--navy), var(--navy-dark));
  box-shadow: 0 12px 26px rgba(10, 66, 115, 0.28);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 22px;
  transition: transform .45s ease;
}

.why-card.gold .why-icon {
  background: linear-gradient(145deg, var(--gold), var(--gold-dark));
  box-shadow: 0 12px 26px rgba(200, 162, 77, 0.32);
}

.why-icon svg {
  width: 28px;
  height: 28px;
  fill: none;
  stroke: #ffffff;
  stroke-width: 1.6;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.why-card:hover .why-icon {
  transform: scale(1.08) rotate(-4deg);
}

.why-card h3 {
  position: relative;
  z-index: 1;
  font-size: 18px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 10px;
}

.why-card p {
  position: relative;
  z-index: 1;
  font-size: 13.5px;
  color: #6b7a89;
  line-height: 1.7;
  margin: 0;
}


/* certificates & awards gallery */

#certificates,
#awards {
  --navy: #0a4273;
  --navy-dark: #062c4d;
  --gold: #c8a24d;
  --gold-dark: #a3812f;
  padding: 50px 0px 100px;
  background-color: #ffffff;
}

#awards {
  border-top: 1px solid rgba(10, 66, 115, 0.07);
}

.gallery-item {
  display: block;
}

.gallery-card {
  position: relative;
  border-radius: 16px;
  overflow: hidden;
  aspect-ratio: 1 / 1;
  background-color: #f6f7f9;
  border: 1px solid rgba(10, 66, 115, 0.08);
  box-shadow: 0 10px 28px rgba(10, 66, 115, 0.07);
  transition: transform .45s cubic-bezier(.22, 1, .36, 1), box-shadow .45s ease, border-color .45s ease;
}

.gallery-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 24px 42px rgba(10, 66, 115, 0.16);
  border-color: rgba(200, 162, 77, 0.35);
}

.gallery-card img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  box-sizing: border-box;
  padding: 18px;
  display: block;
  transition: transform .6s ease;
}

.gallery-card:hover img {
  transform: scale(1.08);
}

.gallery-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(10, 66, 115, 0.92) 0%, rgba(10, 66, 115, 0.35) 55%, transparent 100%);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: flex-end;
  padding: 26px 18px;
  opacity: 0;
  transition: opacity .4s ease;
}

.gallery-card:hover .gallery-overlay {
  opacity: 1;
}

.zoom-icon {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background-color: var(--gold, #c8a24d);
  color: #0a4273;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  margin-bottom: 14px;
  transform: translateY(14px);
  opacity: 0;
  transition: all .4s ease .05s;
}

.gallery-card:hover .zoom-icon {
  transform: translateY(0);
  opacity: 1;
}

.gallery-title {
  color: #fff;
  font-size: 13px;
  font-weight: 600;
  text-align: center;
  line-height: 1.4;
  transform: translateY(14px);
  opacity: 0;
  transition: all .4s ease .1s;
}

.gallery-card:hover .gallery-title {
  transform: translateY(0);
  opacity: 1;
}


/* magnific popup lightbox theme */

.mfp-bg {
  background-color: #05172c;
  opacity: .93;
}

.mfp-img {
  border-radius: 10px;
  box-shadow: 0 25px 60px rgba(0, 0, 0, .5);
}

.mfp-title {
  color: #e8ecf1 !important;
  font-size: 13px !important;
  padding-right: 0 !important;
}

.mfp-counter {
  color: #c8a24d !important;
}

.mfp-close {
  color: #fff;
  opacity: .8;
  font-size: 32px;
}

.mfp-close:hover {
  opacity: 1;
  color: #c8a24d;
}

.mfp-arrow {
  opacity: .85;
  transition: opacity .3s ease, transform .3s ease;
}

.mfp-arrow:hover {
  opacity: 1;
  transform: scale(1.1);
}

.mfp-arrow-left:before {
  border-right-color: #c8a24d;
}

.mfp-arrow-right:before {
  border-left-color: #c8a24d;
}


/* client testimonials */

#client-testimonials {
  --navy: #0a4273;
  --navy-dark: #062c4d;
  --gold: #c8a24d;
  --gold-dark: #a3812f;
  padding: 50px 0px 100px;
  background-color: #ffffff;
  border-top: 1px solid rgba(10, 66, 115, 0.07);
}

#videos {
  --navy: #0a4273;
  --navy-dark: #062c4d;
  --gold: #c8a24d;
  --gold-dark: #a3812f;
  padding: 50px 0px 100px;
  background-color: #ffffff;
  border-top: 1px solid rgba(10, 66, 115, 0.07);
}

#client-testimonials .testimonial-carousel,
#videos .videos-carousel {
  position: relative;
  padding: 10px 55px 45px;
}

.testimonial-item,
.video-item {
  padding: 6px 0px;
}

.testimonial-card {
  position: relative;
  height: 100%;
  background: linear-gradient(145deg, #ffffff, #f7f9fc);
  border: 1px solid rgba(10, 66, 115, 0.08);
  border-radius: 20px;
  padding: 44px 34px 34px;
  box-shadow: 0 10px 30px rgba(10, 66, 115, 0.07);
  transition: transform .45s cubic-bezier(.22, 1, .36, 1), box-shadow .45s ease, border-color .45s ease;
}

.testimonial-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 24px 44px rgba(10, 66, 115, 0.15);
  border-color: rgba(200, 162, 77, 0.3);
}

.testimonial-card .quote-icon {
  position: absolute;
  top: 22px;
  right: 26px;
  font-size: 38px;
  color: rgba(200, 162, 77, 0.18);
}

.testimonial-card .rating {
  color: var(--gold);
  font-size: 13px;
  letter-spacing: 3px;
  margin-bottom: 16px;
}

.testimonial-card .review-text {
  font-size: 14px;
  color: #4d5b6a;
  line-height: 1.8;
  margin-bottom: 26px;
  min-height: 96px;
}

.testimonial-card .client-info {
  display: flex;
  align-items: center;
  gap: 14px;
  padding-top: 20px;
  border-top: 1px dashed rgba(10, 66, 115, 0.12);
}

.testimonial-card .avatar {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-weight: 700;
  font-size: 14px;
  letter-spacing: .5px;
}

.testimonial-card .client-meta h4 {
  font-size: 15px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 2px;
}

.testimonial-card .client-meta span {
  font-size: 12px;
  color: #8a97a5;
}


/* latest videos */

.video-card-link {
  display: block;
  color: inherit;
}

.video-card {
  height: 100%;
  background-color: #fff;
  border-radius: 18px;
  overflow: hidden;
  border: 1px solid rgba(10, 66, 115, 0.08);
  box-shadow: 0 10px 28px rgba(10, 66, 115, 0.07);
  transition: transform .45s cubic-bezier(.22, 1, .36, 1), box-shadow .45s ease, border-color .45s ease;
}

.video-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 22px 42px rgba(10, 66, 115, 0.16);
  border-color: rgba(200, 162, 77, 0.3);
}

.video-thumb {
  position: relative;
  aspect-ratio: 16 / 9;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.video-thumb-1 { background: linear-gradient(135deg, #0a4273, #062c4d); }
.video-thumb-2 { background: linear-gradient(135deg, #12365e, #0a4273); }
.video-thumb-3 { background: linear-gradient(135deg, #17614a, #0a4273); }
.video-thumb-4 { background: linear-gradient(135deg, #7a3b69, #0a4273); }
.video-thumb-5 { background: linear-gradient(135deg, #8a4b23, #062c4d); }
.video-thumb-6 { background: linear-gradient(135deg, #1f5f7a, #062c4d); }

.video-thumb svg.thumb-icon {
  position: absolute;
  width: 58%;
  height: 58%;
  fill: none;
  stroke: #fff;
  stroke-width: 1;
  opacity: .14;
}

.video-thumb .play-btn {
  position: relative;
  z-index: 1;
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background-color: var(--gold);
  color: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 19px;
  padding-left: 4px;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.25);
  transition: all .4s ease;
}

.video-card:hover .play-btn {
  transform: scale(1.12);
  background-color: #fff;
}

.video-body {
  padding: 22px 22px 26px;
}

.video-body .video-date {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 11.5px;
  font-weight: 700;
  letter-spacing: .5px;
  text-transform: uppercase;
  color: var(--gold-dark);
  margin-bottom: 10px;
}

.video-body h3 {
  font-size: 16.5px;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.4;
  margin-bottom: 8px;
  min-height: 46px;
}

.video-body p {
  font-size: 13px;
  color: #6b7a89;
  line-height: 1.7;
  margin: 0;
}


/* shared elegant carousel nav/dots */

#client-testimonials .owl-nav,
#videos .owl-nav {
  position: absolute;
  top: 50%;
  left: 0;
  right: 0;
  transform: translateY(-50%);
  display: flex;
  justify-content: space-between;
  pointer-events: none;
}

#client-testimonials .owl-nav button.owl-prev,
#client-testimonials .owl-nav button.owl-next,
#videos .owl-nav button.owl-prev,
#videos .owl-nav button.owl-next {
  pointer-events: all;
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background-color: #fff !important;
  color: var(--navy) !important;
  border: 1px solid rgba(10, 66, 115, 0.12) !important;
  box-shadow: 0 10px 24px rgba(10, 66, 115, 0.12);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
  transition: all .35s ease;
}

#client-testimonials .owl-nav button.owl-prev,
#videos .owl-nav button.owl-prev {
  margin-left: -55px;
}

#client-testimonials .owl-nav button.owl-next,
#videos .owl-nav button.owl-next {
  margin-right: -55px;
}

#client-testimonials .owl-nav button.owl-prev:hover,
#client-testimonials .owl-nav button.owl-next:hover,
#videos .owl-nav button.owl-prev:hover,
#videos .owl-nav button.owl-next:hover {
  background: linear-gradient(135deg, var(--navy), var(--navy-dark)) !important;
  color: var(--gold) !important;
  border-color: var(--navy) !important;
}

#client-testimonials .owl-dots,
#videos .owl-dots {
  display: flex;
  justify-content: center;
  gap: 8px;
  margin-top: 10px;
}

#client-testimonials .owl-dots .owl-dot span,
#videos .owl-dots .owl-dot span {
  width: 8px;
  height: 8px;
  margin: 0;
  border-radius: 50%;
  background: rgba(10, 66, 115, 0.15);
  transition: all .35s ease;
  display: block;
}

#client-testimonials .owl-dots .owl-dot.active span,
#client-testimonials .owl-dots .owl-dot:hover span,
#videos .owl-dots .owl-dot.active span,
#videos .owl-dots .owl-dot:hover span {
  background: var(--gold);
  width: 22px;
}


/* latest blogs */

#blogs {
  --navy: #0a4273;
  --navy-dark: #062c4d;
  --gold: #c8a24d;
  --gold-dark: #a3812f;
  padding: 50px 0px 110px;
  background-color: #ffffff;
  border-top: 1px solid rgba(10, 66, 115, 0.07);
}

.blog-card {
  height: 100%;
  background-color: #fff;
  border-radius: 18px;
  overflow: hidden;
  border: 1px solid rgba(10, 66, 115, 0.08);
  box-shadow: 0 10px 28px rgba(10, 66, 115, 0.07);
  transition: transform .45s cubic-bezier(.22, 1, .36, 1), box-shadow .45s ease, border-color .45s ease;
}

.blog-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 22px 42px rgba(10, 66, 115, 0.16);
  border-color: rgba(200, 162, 77, 0.3);
}

.blog-thumb {
  position: relative;
  aspect-ratio: 16 / 10;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.blog-thumb img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform .6s ease;
}

.blog-card:hover .blog-thumb img {
  transform: scale(1.08);
}

.blog-category {
  position: absolute;
  top: 16px;
  left: 16px;
  background-color: rgba(255, 255, 255, 0.92);
  color: var(--navy);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .4px;
  text-transform: uppercase;
  padding: 6px 14px;
  border-radius: 30px;
}

.blog-body {
  padding: 24px 24px 28px;
}

.blog-body .blog-date {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  color: #8a97a5;
  margin-bottom: 10px;
}

.blog-body h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.4;
  margin-bottom: 10px;
  min-height: 50px;
}

.blog-body p {
  font-size: 13.5px;
  color: #6b7a89;
  line-height: 1.7;
  margin-bottom: 18px;
}

.blog-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 600;
  color: var(--navy);
  transition: color .35s ease;
}

.blog-link i {
  font-size: 11px;
  color: var(--gold-dark);
  transition: transform .35s ease;
}

.blog-card:hover .blog-link {
  color: var(--gold-dark);
}

.blog-card:hover .blog-link i {
  transform: translateX(5px);
}

.view-all-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-top: 24px;
  padding: 14px 34px;
  background: linear-gradient(135deg, var(--navy), var(--navy-dark));
  color: #fff;
  font-weight: 600;
  font-size: 14px;
  border-radius: 40px;
  letter-spacing: .3px;
  box-shadow: 0 12px 28px rgba(10, 66, 115, 0.25);
  transition: all .4s ease;
}

.view-all-btn:hover {
  background: linear-gradient(135deg, var(--gold), var(--gold-dark));
  color: var(--navy);
  transform: translateY(-3px);
  box-shadow: 0 16px 34px rgba(200, 162, 77, 0.35);
}


/* cta banner */

#cta-banner {
  position: relative;
  overflow: hidden;
  padding: 60px 0px;
  background: linear-gradient(135deg, #0a4273, #062c4d);
}

#cta-banner::before {
  content: '';
  position: absolute;
  top: -120px;
  right: -80px;
  width: 320px;
  height: 320px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(200, 162, 77, 0.22), transparent 70%);
  pointer-events: none;
}

#cta-banner::after {
  content: '';
  position: absolute;
  bottom: -140px;
  left: -100px;
  width: 320px;
  height: 320px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(200, 162, 77, 0.14), transparent 70%);
  pointer-events: none;
}

.cta-inner {
  position: relative;
  z-index: 1;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  flex-wrap: wrap;
}

.cta-text h2 {
  font-family: "Roboto", sans-serif;
  font-size: 28px;
  font-weight: 600;
  color: #ffffff;
  margin-bottom: 10px;
  line-height: 1.5;
}

.cta-text h2 span {
  color: #c8a24d;
}

.cta-text p {
  font-size: 15px;
  color: rgba(255, 255, 255, 0.75);
  margin: 0;
}

.cta-actions {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}

.cta-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 28px;
  border-radius: 40px;
  font-weight: 600;
  font-size: 14px;
  white-space: nowrap;
  transition: all .4s ease;
}

.cta-btn-outline {
  border: 1.5px solid rgba(255, 255, 255, 0.5);
  color: #ffffff;
}

.cta-btn-outline:hover {
  background-color: #ffffff;
  color: #0a4273;
  border-color: #ffffff;
}

.cta-btn-solid {
  background: linear-gradient(135deg, #c8a24d, #a3812f);
  color: #0a4273;
  box-shadow: 0 12px 28px rgba(200, 162, 77, 0.35);
}

.cta-btn-solid:hover {
  transform: translateY(-3px);
  box-shadow: 0 16px 34px rgba(200, 162, 77, 0.45);
}

/* about page banner */

.page-banner {
  --navy: #0a4273;
  --navy-dark: #062c4d;
  --gold: #c8a24d;
  --gold-dark: #a3812f;
  position: relative;
  overflow: hidden;
  padding: 100px 0px 70px;
  text-align: center;
  background-color: var(--navy-dark);
  background-image:
    radial-gradient(rgba(255, 255, 255, 0.07) 1px, transparent 1.6px),
    linear-gradient(135deg, var(--navy), var(--navy-dark));
  background-size: 24px 24px, cover;
  background-position: 0 0, center;
  background-repeat: repeat, no-repeat;
}

.banner-graphic {
  position: absolute;
  right: -30px;
  bottom: -20px;
  width: 460px;
  max-width: 50%;
  opacity: 0.55;
  pointer-events: none;
  z-index: 0;
}

.banner-graphic svg {
  width: 100%;
  height: auto;
  display: block;
}

.page-banner::before {
  content: '';
  position: absolute;
  top: -120px;
  right: -80px;
  width: 320px;
  height: 320px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(200, 162, 77, 0.22), transparent 70%);
  pointer-events: none;
}

.page-banner::after {
  content: '';
  position: absolute;
  bottom: -140px;
  left: -100px;
  width: 320px;
  height: 320px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(200, 162, 77, 0.14), transparent 70%);
  pointer-events: none;
}

.page-banner .container {
  position: relative;
  z-index: 1;
}

.page-banner h1 {
  font-family: "Roboto", sans-serif;
  font-size: clamp(30px, 5vw, 44px);
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 14px;
}

.page-banner h1 span {
  color: var(--gold);
}

.page-banner .breadcrumb-nav {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 14px;
  color: rgba(255, 255, 255, 0.65);
}

.page-banner .breadcrumb-nav a {
  color: rgba(255, 255, 255, 0.85);
  transition: color .3s ease;
}

.page-banner .breadcrumb-nav a:hover {
  color: var(--gold);
}

.page-banner .breadcrumb-nav span {
  color: var(--gold);
}

/* mission & vision */

#mission-vision {
  --navy: #0a4273;
  --navy-dark: #062c4d;
  --gold: #c8a24d;
  --gold-dark: #a3812f;
  padding: 90px 0px 100px;
  background-color: #f7f6f2;
}

/* stats strip */

#stats {
  --navy: #0a4273;
  --navy-dark: #062c4d;
  --gold: #c8a24d;
  --gold-dark: #a3812f;
  padding: 70px 0px;
  background-color: #ffffff;
  border-top: 1px solid rgba(10, 66, 115, 0.07);
  border-bottom: 1px solid rgba(10, 66, 115, 0.07);
}

.stat-item {
  text-align: center;
}

.stat-num {
  font-family: "Roboto", sans-serif;
  font-size: clamp(32px, 5vw, 44px);
  font-weight: 700;
  color: var(--navy);
  line-height: 1;
  margin-bottom: 8px;
}

.stat-num .stat-suffix {
  color: var(--gold-dark);
}

.stat-label {
  font-size: 13.5px;
  color: #6b7a89;
  text-transform: uppercase;
  letter-spacing: 1px;
}

/* service detail page */

#service-detail-content {
  --navy: #0a4273;
  --navy-dark: #062c4d;
  --gold: #c8a24d;
  --gold-dark: #a3812f;
  padding: 90px 0px 100px;
  background-color: #ffffff;
}

.service-category-tag {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--gold-dark);
  background-color: rgba(200, 162, 77, 0.12);
  padding: 6px 16px;
  border-radius: 20px;
  margin-bottom: 22px;
}

.service-icon-badge {
  width: 78px;
  height: 78px;
  border-radius: 18px;
  background: linear-gradient(145deg, var(--navy), var(--navy-dark));
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 26px;
}

.service-icon-badge svg {
  width: 38px;
  height: 38px;
  fill: none;
  stroke: var(--gold);
  stroke-width: 1.6;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.service-main h3 {
  font-family: "Roboto", sans-serif;
  font-size: 24px;
  font-weight: 700;
  color: var(--navy);
  margin: 30px 0 16px;
}

.service-main > h3:first-of-type {
  margin-top: 0;
}

.service-main p {
  font-size: 14.5px;
  color: #5c6b7a;
  line-height: 1.85;
  margin-bottom: 16px;
}

.benefit-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 14px;
}

.benefit-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 14.5px;
  color: #3d4a58;
  line-height: 1.6;
}

.benefit-list li i {
  color: var(--gold-dark);
  margin-top: 3px;
  flex-shrink: 0;
}

.ideal-for-box {
  background-color: #f7f6f2;
  border-left: 3px solid var(--gold);
  border-radius: 12px;
  padding: 24px 28px;
  margin-top: 28px;
}

.ideal-for-box h4 {
  font-size: 15px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
}

.ideal-for-box p {
  margin: 0;
  font-size: 14px;
  color: #5c6b7a;
  line-height: 1.7;
}

.service-sidebar {
  position: sticky;
  top: 110px;
}

.sidebar-card {
  background-color: #ffffff;
  border: 1px solid rgba(10, 66, 115, 0.08);
  border-radius: 18px;
  padding: 28px;
  box-shadow: 0 10px 30px rgba(10, 66, 115, 0.06);
  margin-bottom: 26px;
}

.sidebar-card h4 {
  font-family: "Roboto", sans-serif;
  font-size: 18px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 18px;
}

.sidebar-services-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.sidebar-services-list a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  padding: 11px 14px;
  border-radius: 10px;
  font-size: 13.5px;
  color: #4a5867;
  transition: background-color .3s ease, color .3s ease;
}

.sidebar-services-list a i {
  font-size: 11px;
  opacity: .6;
}

.sidebar-services-list a:hover {
  background-color: rgba(10, 66, 115, 0.06);
  color: var(--navy);
}

.sidebar-services-list a.active {
  background-color: rgba(200, 162, 77, 0.12);
  color: var(--gold-dark);
  font-weight: 700;
}

.sidebar-contact-card {
  background: linear-gradient(135deg, var(--navy), var(--navy-dark));
  text-align: center;
}

.sidebar-contact-card h4 {
  color: #ffffff;
}

.sidebar-contact-card p {
  font-size: 13.5px;
  color: rgba(255, 255, 255, 0.75);
  line-height: 1.7;
  margin-bottom: 20px;
}

.sidebar-contact-card .cta-btn {
  width: 100%;
  justify-content: center;
  margin-bottom: 12px;
}

.sidebar-contact-card .cta-btn:last-child {
  margin-bottom: 0;
}

/* blog detail page */

#blog-detail-content {
  --navy: #0a4273;
  --navy-dark: #062c4d;
  --gold: #c8a24d;
  --gold-dark: #a3812f;
  padding: 90px 0px 100px;
  background-color: #ffffff;
}

.blog-meta-row {
  display: flex;
  align-items: center;
  gap: 22px;
  flex-wrap: wrap;
  margin: 18px 0 26px;
  font-size: 13px;
  color: #8a97a5;
}

.blog-meta-row span {
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.blog-meta-row i {
  color: var(--gold-dark);
}

.article-thumb {
  width: 100%;
  border-radius: 16px;
  overflow: hidden;
  margin-bottom: 30px;
  box-shadow: 0 15px 40px rgba(10, 66, 115, 0.1);
}

.article-thumb img {
  width: 100%;
  display: block;
}

.article-content h3 {
  font-family: "Roboto", sans-serif;
  font-size: 23px;
  font-weight: 700;
  color: var(--navy);
  margin: 30px 0 14px;
}

.article-content p {
  font-size: 14.5px;
  color: #5c6b7a;
  line-height: 1.85;
  margin-bottom: 18px;
}

.article-content blockquote {
  margin: 28px 0;
  padding: 22px 26px;
  background-color: #f7f6f2;
  border-left: 3px solid var(--gold);
  border-radius: 12px;
  font-family: "Roboto", sans-serif;
  font-size: 16px;
  color: var(--navy);
}

.recent-post-item {
  display: flex;
  gap: 12px;
  align-items: center;
  padding: 12px 0;
  border-bottom: 1px solid rgba(10, 66, 115, 0.07);
}

.recent-post-item:last-child {
  border-bottom: none;
  padding-bottom: 0;
}

.recent-post-item img {
  width: 58px;
  height: 58px;
  border-radius: 10px;
  object-fit: cover;
  flex-shrink: 0;
}

.recent-post-item .rp-title {
  font-size: 13.5px;
  font-weight: 600;
  color: var(--navy);
  line-height: 1.4;
  display: block;
}

.recent-post-item .rp-date {
  font-size: 11.5px;
  color: #8a97a5;
  margin-top: 4px;
  display: block;
}

.recent-post-item.active .rp-title {
  color: var(--gold-dark);
}

/* calculators */

#calculators {
  --navy: #0a4273;
  --navy-dark: #062c4d;
  --gold: #c8a24d;
  --gold-dark: #a3812f;
  position: relative;
  overflow: hidden;
  padding: 100px 0px 110px;
  background-color: #f7f6f2;
}

#calculators .tool-card {
  position: relative;
  display: block;
  height: 100%;
  background-color: #ffffff;
  border: 1px solid rgba(10, 66, 115, 0.08);
  border-radius: 22px;
  padding: 42px 26px 38px;
  text-align: center;
  text-decoration: none;
  color: inherit;
  box-shadow: 0 10px 28px rgba(10, 66, 115, 0.06);
  transition: transform .4s cubic-bezier(.22, 1, .36, 1), box-shadow .4s ease, border-color .4s ease;
}

#calculators .tool-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 26px 46px rgba(10, 66, 115, 0.16);
  border-color: rgba(200, 162, 77, 0.35);
}

#calculators .tool-icon {
  width: 84px;
  height: 84px;
  margin: 0 auto 24px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(145deg, var(--navy), var(--navy-dark));
  box-shadow: 0 14px 30px rgba(10, 66, 115, 0.22);
  transition: transform .4s ease;
}

#calculators .tool-card.gold .tool-icon {
  background: linear-gradient(145deg, var(--gold), var(--gold-dark));
  box-shadow: 0 14px 30px rgba(200, 162, 77, 0.3);
}

#calculators .tool-card:hover .tool-icon {
  transform: scale(1.08) rotate(-4deg);
}

#calculators .tool-icon svg {
  width: 36px;
  height: 36px;
  fill: none;
  stroke: #ffffff;
  stroke-width: 1.6;
  stroke-linecap: round;
  stroke-linejoin: round;
}

#calculators .tool-card h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 10px;
}

#calculators .tool-card p {
  font-size: 13.5px;
  color: #6b7a89;
  line-height: 1.7;
  margin: 0 auto;
  max-width: 240px;
}

#calculators .tool-fab {
  position: absolute;
  right: 24px;
  bottom: -22px;
  width: 52px;
  height: 52px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--gold), var(--gold-dark));
  color: #ffffff;
  font-size: 15px;
  border: 4px solid #f7f6f2;
  box-shadow: 0 12px 26px rgba(200, 162, 77, 0.4);
  transition: transform .4s cubic-bezier(.22, 1, .36, 1), box-shadow .4s ease;
}

#calculators .tool-card.gold .tool-fab {
  background: linear-gradient(135deg, var(--navy), var(--navy-dark));
  box-shadow: 0 12px 26px rgba(10, 66, 115, 0.32);
}

#calculators .tool-card:hover .tool-fab {
  transform: scale(1.12) rotate(-45deg);
}

/* calculator detail widgets */

#calc-detail-content {
  --navy: #0a4273;
  --navy-dark: #062c4d;
  --gold: #c8a24d;
  --gold-dark: #a3812f;
  --slate: #5c6b7a;
  padding: 90px 0px 100px;
  background-color: #ffffff;
}

.calc-widget {
  position: relative;
  overflow: hidden;
  background-color: #ffffff;
  border: 1px solid rgba(10, 66, 115, 0.08);
  border-radius: 22px;
  padding: 36px;
  box-shadow: 0 14px 40px rgba(10, 66, 115, 0.08);
}

.calc-widget::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 5px;
  background: linear-gradient(90deg, var(--navy), var(--gold));
}

.calc-widget-header {
  display: flex;
  align-items: flex-start;
  gap: 18px;
  margin-bottom: 32px;
  padding-bottom: 26px;
  border-bottom: 1px solid rgba(10, 66, 115, 0.08);
}

.calc-widget-header .service-icon-badge {
  margin-bottom: 0;
  flex-shrink: 0;
}

.calc-widget-header h2 {
  font-family: "Roboto", sans-serif;
  font-size: 20px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 6px;
}

.calc-widget-header p {
  font-size: 13.5px;
  color: #6b7a89;
  line-height: 1.6;
  margin: 0;
  max-width: 520px;
}

.calc-note {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-top: 24px;
  padding: 14px 18px;
  background-color: #f7f6f2;
  border-radius: 12px;
  font-size: 12.5px;
  color: #6b7a89;
  line-height: 1.65;
}

.calc-note i {
  color: var(--gold-dark);
  margin-top: 2px;
  flex-shrink: 0;
}

.networth-feedback {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 18px;
  padding: 14px 20px;
  border-radius: 12px;
  font-size: 13.5px;
  font-weight: 600;
}

.networth-feedback.positive {
  background-color: rgba(46, 125, 50, 0.08);
  color: #2e7d32;
}

.networth-feedback.negative {
  background-color: rgba(192, 57, 43, 0.08);
  color: #c0392b;
}

.calc-widget-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: center;
}

.calc-field {
  margin-bottom: 26px;
}

.calc-field:last-child {
  margin-bottom: 0;
}

.calc-field label {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 13.5px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 10px;
}

.calc-field label span {
  color: var(--gold-dark);
  font-weight: 700;
}

.calc-input-row {
  display: flex;
  align-items: center;
  border: 1.5px solid rgba(10, 66, 115, 0.15);
  border-radius: 12px;
  overflow: hidden;
  margin-bottom: 10px;
  transition: border-color .3s ease;
}

.calc-input-row:focus-within {
  border-color: var(--gold);
}

.calc-prefix {
  flex-shrink: 0;
  padding: 12px 14px;
  background-color: rgba(10, 66, 115, 0.05);
  color: var(--navy);
  font-weight: 700;
  font-size: 14px;
}

.calc-input-row input[type="number"] {
  flex: 1;
  min-width: 0;
  border: none;
  outline: none;
  padding: 12px 14px;
  font-size: 15px;
  font-weight: 700;
  color: var(--navy);
  font-family: inherit;
}

.calc-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  border-radius: 6px;
  background: rgba(10, 66, 115, 0.1);
  accent-color: var(--gold-dark);
  cursor: pointer;
}

.calc-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: linear-gradient(145deg, var(--gold), var(--gold-dark));
  border: 3px solid #ffffff;
  box-shadow: 0 3px 10px rgba(200, 162, 77, 0.5);
  cursor: pointer;
}

.calc-slider::-moz-range-thumb {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: linear-gradient(145deg, var(--gold), var(--gold-dark));
  border: 3px solid #ffffff;
  box-shadow: 0 3px 10px rgba(200, 162, 77, 0.5);
  cursor: pointer;
}

.calc-result-hero {
  background: linear-gradient(135deg, var(--navy), var(--navy-dark));
  border-radius: 18px;
  padding: 30px 28px;
  text-align: center;
  margin-bottom: 20px;
}

.calc-result-label {
  display: block;
  font-size: 12.5px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.65);
  margin-bottom: 8px;
}

.calc-result-value {
  display: block;
  font-family: "Roboto", sans-serif;
  font-size: 36px;
  font-weight: 700;
  color: #ffffff;
}

.calc-result-value.small {
  font-size: 30px;
}

.calc-stat-row {
  display: flex;
  gap: 16px;
  margin-bottom: 22px;
}

.calc-stat {
  flex: 1;
  background-color: #f7f6f2;
  border-radius: 14px;
  padding: 16px 18px;
  text-align: center;
}

.calc-stat-label {
  display: block;
  font-size: 12px;
  color: var(--slate);
  margin-bottom: 6px;
}

.calc-stat-value {
  display: block;
  font-size: 18px;
  font-weight: 700;
  color: var(--navy);
}

.calc-stat-value.gold {
  color: var(--gold-dark);
}

.calc-bar {
  display: flex;
  width: 100%;
  height: 14px;
  border-radius: 10px;
  overflow: hidden;
  margin-bottom: 12px;
  background-color: #f0eee8;
}

.calc-bar-invested {
  background: linear-gradient(90deg, var(--navy), var(--navy-dark));
  transition: width .5s ease;
}

.calc-bar-gained {
  background: linear-gradient(90deg, var(--gold), var(--gold-dark));
  transition: width .5s ease;
}

.calc-bar-legend {
  display: flex;
  gap: 22px;
  font-size: 12.5px;
  color: var(--slate);
}

.calc-dot {
  display: inline-block;
  width: 9px;
  height: 9px;
  border-radius: 50%;
  margin-right: 6px;
}

.calc-dot.navy {
  background-color: var(--navy);
}

.calc-dot.gold {
  background-color: var(--gold);
}

.calc-dot.slate {
  background-color: var(--slate);
}

/* assets allocation - risk toggle + donut */

.calc-risk-toggle {
  display: flex;
  gap: 8px;
}

.risk-btn {
  flex: 1;
  padding: 10px 8px;
  font-size: 12.5px;
  font-weight: 700;
  border-radius: 10px;
  border: 1.5px solid rgba(10, 66, 115, 0.15);
  background-color: #ffffff;
  color: var(--navy);
  cursor: pointer;
  transition: all .3s ease;
}

.risk-btn.active {
  background: linear-gradient(135deg, var(--navy), var(--navy-dark));
  border-color: transparent;
  color: #ffffff;
}

.calc-donut-wrap {
  position: relative;
  width: 200px;
  height: 200px;
  margin: 0 auto 30px;
}

.calc-donut {
  width: 100%;
  height: 100%;
  border-radius: 50%;
  transition: background .5s ease;
}

.calc-donut-center {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 130px;
  height: 130px;
  border-radius: 50%;
  background-color: #ffffff;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
}

.calc-donut-center span {
  font-family: "Roboto", sans-serif;
  font-size: 26px;
  font-weight: 700;
  color: var(--navy);
}

.calc-donut-center small {
  font-size: 12px;
  color: var(--slate);
}

.calc-legend {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.calc-legend-item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 14px;
  color: var(--slate);
  padding-bottom: 10px;
  border-bottom: 1px dashed rgba(10, 66, 115, 0.12);
}

.calc-legend-item:last-child {
  border-bottom: none;
  padding-bottom: 0;
}

.calc-legend-item b {
  color: var(--navy);
  font-size: 15px;
}

/* net worth */

.calc-widget-wide {
  padding: 40px;
}

.networth-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  margin-bottom: 30px;
}

.networth-col h4 {
  font-family: "Roboto", sans-serif;
  font-size: 19px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 20px;
  padding-bottom: 12px;
  border-bottom: 2px solid rgba(200, 162, 77, 0.3);
}

.networth-result {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  background-color: #f7f6f2;
  border-radius: 16px;
  padding: 24px 26px;
}

.networth-result > div {
  flex: 1;
  min-width: 160px;
}

.networth-result span {
  display: block;
  font-size: 12.5px;
  color: var(--slate);
  margin-bottom: 6px;
}

.networth-result b {
  font-size: 20px;
  font-weight: 700;
  color: var(--navy);
}

.networth-final {
  border-left: 2px solid rgba(10, 66, 115, 0.15);
  padding-left: 20px;
}

.networth-final b {
  font-family: "Roboto", sans-serif;
  font-size: 28px;
  color: var(--gold-dark);
}

.networth-final b.negative {
  color: #c0392b;
}

@media (max-width: 991px) {
  .calc-widget-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }
  .networth-grid {
    grid-template-columns: 1fr;
    gap: 10px;
  }
}

/* contact us page */

#contact-content {
  --navy: #0a4273;
  --navy-dark: #062c4d;
  --gold: #c8a24d;
  --gold-dark: #a3812f;
  padding: 90px 0px 100px;
  background-color: #ffffff;
}

.contact-info-card {
  background-color: #ffffff;
  border: 1px solid rgba(10, 66, 115, 0.08);
  border-radius: 18px;
  padding: 26px 26px 24px;
  margin-bottom: 22px;
  box-shadow: 0 10px 26px rgba(10, 66, 115, 0.05);
}

.contact-info-card .service-icon-badge {
  width: 54px;
  height: 54px;
  border-radius: 14px;
  margin-bottom: 16px;
}

.contact-info-card .service-icon-badge svg {
  width: 26px;
  height: 26px;
}

.contact-info-card h4 {
  font-size: 15.5px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 6px;
}

.contact-info-card p,
.contact-info-card a {
  font-size: 13.5px;
  color: #6b7a89;
  line-height: 1.6;
  margin: 0;
}

.contact-info-card a:hover {
  color: var(--gold-dark);
}

.contact-social {
  display: flex;
  gap: 10px;
  margin-top: 6px;
}

.contact-social a {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  background-color: rgba(10, 66, 115, 0.06);
  color: var(--navy);
  font-size: 15px;
  transition: all .3s ease;
}

.contact-social a:hover {
  background: linear-gradient(135deg, var(--navy), var(--navy-dark));
  color: #ffffff;
  transform: translateY(-3px);
}

.form-field {
  margin-bottom: 20px;
}

.form-field label {
  display: block;
  font-size: 13px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
}

.form-field input,
.form-field select,
.form-field textarea {
  width: 100%;
  border: 1.5px solid rgba(10, 66, 115, 0.15);
  border-radius: 12px;
  padding: 13px 16px;
  font-size: 14px;
  font-family: inherit;
  color: var(--navy);
  outline: none;
  transition: border-color .3s ease;
}

.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
  border-color: var(--gold);
}

.form-field textarea {
  resize: vertical;
  min-height: 130px;
}

.form-alert {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 16px 20px;
  border-radius: 12px;
  font-size: 14px;
  font-weight: 600;
  margin-bottom: 26px;
}

.form-alert.success {
  background-color: rgba(46, 125, 50, 0.08);
  color: #2e7d32;
}

.form-alert.error {
  background-color: rgba(192, 57, 43, 0.08);
  color: #c0392b;
}

#contact-map {
  padding: 0;
}

#contact-map iframe {
  width: 100%;
  height: 420px;
  display: block;
  border: 0;
}

@media (max-width: 991px) {
  .contact-info-card .service-icon-badge {
    margin-bottom: 12px;
  }
}

/* meet the founder */

#founder {
  --navy: #0a4273;
  --navy-dark: #062c4d;
  --gold: #c8a24d;
  --gold-dark: #a3812f;
  padding: 90px 0px 100px;
  background-color: #f7f6f2;
}

#founder .row {
  row-gap: 45px;
}

.founder-photo-wrap {
  position: relative;
  display: flex;
  justify-content: center;
}

.founder-avatar-lg {
  width: 350px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 25px 50px rgba(10, 66, 115, 0.28);
  position: relative;
  z-index: 1;
  overflow: hidden;
}

.founder-photo-wrap::before {
  content: '';
  position: absolute;
  top: 14px;
  left: 50%;
  transform: translateX(-50%);
  width: 250px;
  height: 250px;
  border-radius: 50%;
  border: 2px dashed var(--gold);
  z-index: 0;
}

.founder-cert-badge {
  position: absolute;
  bottom: 6px;
  right: calc(50% - 125px);
  z-index: 2;
  display: flex;
  align-items: center;
  gap: 8px;
  background-color: #ffffff;
  border-radius: 30px;
  padding: 10px 18px;
  box-shadow: 0 12px 26px rgba(10, 66, 115, 0.18);
  font-size: 12.5px;
  font-weight: 700;
  color: var(--navy);
}

.founder-cert-badge i {
  color: var(--gold-dark);
}

#founder .content .eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--gold-dark);
  margin-bottom: 16px;
}

#founder .content .eyebrow::before {
  content: '';
  width: 28px;
  height: 1px;
  background-color: var(--gold);
}

#founder .content h2 {
  font-family: "Roboto", sans-serif;
  font-size: 34px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 4px;
}

#founder .content h2 span {
  color: var(--gold-dark);
}

.founder-role {
  display: block;
  font-size: 14px;
  font-weight: 600;
  color: var(--slate);
  margin-bottom: 18px;
}

#founder .content .text {
  font-size: 14.5px;
  color: #5c6b7a;
  line-height: 1.85;
  margin-bottom: 14px;
}

.founder-credentials {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin: 22px 0;
}

.credential-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13.5px;
  font-weight: 600;
  color: var(--navy);
}

.credential-item i {
  color: var(--gold-dark);
  font-size: 15px;
}

.founder-quote {
  margin: 0;
  padding: 20px 24px;
  background-color: #ffffff;
  border-left: 3px solid var(--gold);
  border-radius: 12px;
  font-family: "Roboto", sans-serif;
  font-size: 16px;
  color: var(--navy);
}

@media (max-width: 767px) {
  .founder-cert-badge {
    right: auto;
    left: 50%;
    transform: translateX(-50%);
    bottom: -10px;
    white-space: nowrap;
  }
}













