NPS

Retirement

Overview

The National Pension System is a government-regulated retirement savings scheme that invests your contributions across equity, corporate bonds and government securities based on your chosen allocation.

It builds a retirement corpus over your working years and offers additional tax deduction benefits over and above standard 80C limits, making it one of the most efficient retirement tools available.

Key Benefits

• Additional tax deduction of up to ₹50,000 under Section 80CCD(1B)
• Low-cost structure with regulated, transparent fund management
• Choice of equity, corporate bond and government securities mix
• Portable account that stays with you across jobs and cities
• Partial annuity ensures a regular income post retirement